onus Requirements: Also, a few of these cards offer tiered bonuses. For these cards, I focused on the value you’d get by meeting the lowest spending requirement. As an example, the Business Platinum Card’s welcome offer has an exceptionally high minimum spending requirement of $10,000 in the first three months — and that’s only the first year; to earn the full 100,000-point bonus, you’ll have to spend $25,000 in the first three months.

Before diving into the list, make sure to check out these posts for information on how applying for new cards affects your credit score, what to know about credit scores, mistakes to avoid and more. Keep in mind that applying for multiple cards and using them responsibly can actually boost your credit score in the long run, but you definitely need to know what you’re doing before just applying for every appealing offer that comes your way.